Thurston County
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Property Description
This charming 1912 Craftsman offers 2, 080 square feet of flexible living space, timeless character, and excellent rental or multigenerational potential in sought-after Eastside Olympia. A covered front porch with a classic porch swing creates an inviting first impression. Inside, the spacious living room features a gas fireplace, while the formal dining room and original Craftsman millwork add warmth and architectural character throughout the main level. Natural light fills the kitchen, which connects to a versatile adjoining space currently used as an office and laundry area and equally well suited for casual dining. Just beyond, a recently updated covered Trex deck expands the living space outdoors and overlooks the private backyard. Covered storage below provides convenient space for tools, outdoor equipment, and gear. The home’s adaptable floor plan includes an upper-level bedroom and full bath, along with additional lower-level living space that can be separated from the main home for potential rental income, guest accommodation, or multigenerational living. The lower level offers its own exterior entrance, kitchen, bedroom, three-quarter bath, family room, and laundry area, with direct access to a side yard featuring garden space and a tool shed. Outdoors, there is ample room to garden, gather around the fire pit, or take advantage of the additional space beyond the fence. Ideally located just minutes from Olympia’s waterfront, restaurants, shops, and farmers market.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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